Floodplain Management Plan Overview
Floods are the most common hazards in the United States according to the Federal Emergency Management Agency (FEMA). Providing residents with information on flooding hazards is the first step to helping prevent the loss of life, disruption, and damage caused by floods.
This program for developing a FMP is administered by FEMA, under the National Flood Insurance Program (NFIP) through their Community Rating System (CRS).
In addition to providing a means for comprehensive floodplain planning, the NFIP makes federally backed flood insurance available to the communities that complete an FMP. Depending on the community's level of floodplain management planning, the NFIP awards a class rating, which then allows for a discount in flood insurance rates to the participating community.
The Floodplain Management Plan (FMP) is intended to:
- Identify City's known flood problem areas.
- Establish goals, objectives, and policies and implementation programs to reduce flooding and flood related hazards.
- Identify the natural and beneficial functions of our floodplains.
- Support a reduction in flood insurance costs to those required to have flood insurance.